Financial Health
Financial statements, budgets, reserve contributions, deficits, surpluses and notable trends.
About Clearwise Reports
Making condo documents
easier to understand.
Clearwise Reports is a Canadian condominium document review service, founded in Alberta and serving buyers in Alberta and Ontario. We turn large, technical document packages into clear, structured information before buyers remove conditions.
Serving Alberta & Ontario
Human-reviewed
Two reports included
Why Clearwise Exists
Condo buyers receive a lot of information—and not much time to make sense of it.
Financial statements, reserve fund studies, meeting minutes, bylaws, insurance documents and other records can quickly add up to hundreds of pages.
Clearwise was built to make that information easier to work through by organizing the important findings into a consistent, plain-language review buyers can actually use.
In Alberta, that means reviewing the condominium records supplied for the purchase. In Ontario, the review is built around the Status Certificate package and its supporting financial, reserve-fund, insurance and governing-document information.
What We Review
The information that can matter most to a condo buyer.
The review is based on the documents supplied with the order and focuses on the areas buyers commonly need to understand before removing conditions.
Reserve Fund
Reserve studies, projected capital work, funding levels and areas that may deserve closer attention.
Meeting Minutes
Board and AGM minutes for recurring issues, planned work, disputes, owner concerns and assessments.
Insurance
Available coverage information, deductibles and items that may be worth confirming.
Bylaws & Rules
Restrictions involving pets, rentals, renovations, parking, use of property and other buyer considerations.
Major Projects
Engineering reports, repair programs, building-envelope work and other major property projects when available.
Special Assessments
Available notices, payment schedules, references in minutes and related information in the package.
Missing Documents
Important missing, outdated or unreadable records are identified as limitations rather than overlooked.
What You Receive
Two reports. One clear picture.
Every review includes both formats so buyers can see the important findings quickly and still have supporting detail when they need it.
Buyer Summary
A concise overview built for quick decision-making and conversations with your Realtor or other professionals.
- Clearwise Score out of 100
- Key findings and areas of concern
- Buyer follow-up questions
Detailed Review
A section-by-section breakdown showing the information behind the summary and why particular items deserve attention.
- Financial and reserve-fund detail
- Meeting, bylaw and insurance findings
- Missing-document limitations and explanations
Built from first-hand experience
Meet the Founder
Why I started Clearwise.
Clearwise Reports started after my own experience buying a condo. I did not try to work through the documents alone—I paid for a professional condo document review and expected the important risks to be clearly identified and explained.
Although I received a completed review, several issues that later caused significant financial consequences were not highlighted clearly enough for me to understand their true importance before moving forward. I completed the purchase, and the financial impact that followed was substantial.
I created Clearwise Reports to provide a more affordable service built around a higher standard of clarity, depth and quality control. Our reports are designed to bring material concerns forward, explain why they matter, identify missing or inconsistent information and provide practical follow-up questions before a buyer removes conditions.
“The goal is simple: give buyers the clarity, detail and value I expected when I paid for my own condo review.”
Mike Allard
Founder, Clearwise Reports · Alberta, Canada
How Our Review Works
A structured process from upload to final report.
Technology helps organize and analyze the submitted information, with human review before the final Clearwise reports are delivered.
Upload your documents
Send the condominium document package you received. We identify important missing or unreadable records.
Structured review
The available documents are reviewed across finances, reserve funding, governance, bylaws and insurance.
Human review & delivery
The final reports are reviewed before delivery so findings, scoring, limitations and buyer follow-ups are presented clearly.
Our Approach
Clear information without pretending to replace the professionals you may need.
Clarity first
Findings are written in plain language so buyers can understand why an item matters and what may be worth confirming.
Transparent limitations
Missing or incomplete documents are clearly identified. Clearwise does not fill gaps with assumptions or treat unavailable information as confirmed.
Defined scope
Clearwise provides an informational document review and points buyers toward appropriate professional advice when an issue falls outside that scope.
Important: Clearwise Reports provides an informational, document-based review of the materials submitted with an order. It is not legal, engineering, accounting, insurance, property-inspection or real-estate advice and does not replace advice from qualified professionals.
Buying a condo? Get clarity before you remove conditions.
Upload your documents and receive both Clearwise reports with a structured review of the information available for your purchase.